Thinking ahead is something that is of utmost importance. Whether you're single or married with kids, getting complete coverage gives you peace of mind and lets you sleep better during the nights.
Health insurance is quite common, as it is very important as well as life insurance. Accidents can happen, and its hard to be caught without cash during an emergency. When its your kids that get sick, its a lot more harder, especially if you find out that your current insurance company does not cover 100% of all types of sicknesses.
If you have a car, auto insurance is something you should also consider. Just in case you get in an accident or if for any reason your car gets damaged, it is also good if your car is fully protected. If it's your means of getting to work, taking your kids to school, or is part of your daily routine in traveling, then it is best to get auto insurance for your car.
Homeowner's insurance is a serious matter as well. If you own your house, a complete and comprehensive insurance should follow as well. Losing your home to a fire or a natural disaster can be a devastating experience, but with insurance to help you move on, life does get a bit easier.